Welcome To The Podcast
Did you know the biggest impediment to retiring on time is overpaying for college? Join us each episode as financial planner Bill Mullen breaks down critical college funding conversations to reveal how you can minimize this retirement barrier.
You’ll learn things like:
– How much colleges think your family can afford
– Whether or not you’ll qualify for grants or scholarships
– How much you can expect to pay out of pocket
We’ll help you identify the answers you need to get the most free money for college and show how that helps unlock your family’s retirement future.
College, taxes, retirement. We’ll talk about it all on this show, so check out an episode now, and never hesitate to reach out if you have any questions.
Contact: 435-655-0508
Website: www.savinginvestors.com
The data is in: we’ll share some noteworthy statistics about the Class of 2021 and their college planning. Find out how COVID-19 affected the college application process, why colleges may be more likely to give tuition discounts now, and much more.
Show Notes:
Website: https://savinginvestors.com/
Phone Number: 435-655-0508
Did you know the biggest impediment to retiring on time is overpaying for college? Join us each episode as financial planner Bill Mullen breaks down critical college funding conversations to reveal how you can minimize this retirement barrier.
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More Episodes
Ep 21: Statistics for the High School Class of 2021
The data is in: we'll share some noteworthy statistics about the Class of 2021 and their college planning. Find out how COVID-19 affected the college application process, why colleges may be more likely to give tuition discounts now, and much more.
Ep 20: Important Dates for High School Students
There are many deadlines and time sensitive tasks to complete as you plan for college. Sometimes it can get overwhelming. Bill will lay out all the important dates to remember in this episode, so that you can be as prepared for them as possible.
Ep 19: The Sticker Price for College is Irrelevant
The sticker price doesn't always have to be the final price you pay, it's just a starting point as Bill points out. In this episode, we discuss ways to start bringing that initial price of college down before you make a decision.
Ep 18: How to Discover Your Path to Paying for College
Every family has a path to a college education. Most of the time they need help in finding it. There are lots of ways to pay for college, but only one way to pay for retirement.
Ep 17: Applying for College Under the New Rules
On the last episode, we mentioned the major changes that colleges are going to implement. Now we look at some of the strategies that you might be able to implement and what you can do to be proactive with these new guidelines.
Ep 16: How the Pandemic Has Affected College Admissions
The COVID-19 pandemic has affect our lives in countless ways. From the way we carry out work to eating at restaurants and now we are seeing the college landscape pivoting as well. Listen to today's episode to be informed on what changes are coming down the pipeline and how it might affect your situation.
Ep 15: Help is Available for the B Student
You may think that the majority of grants and scholarships go to students that have A's only. But there is help out there for B students as well and the free college money report can be a great help to you.
Ep 14: Appealing the College Offer
We spend today's show discussing something that a lot of parents are unaware of. Negotiating your student's college offer. If you have a major life change, you may be able to appeal your offer and receive more help. Bill talks about some of the ways you can negotiate with the college and what events usually qualify for an appeal.
Ep 13: Retirement vs College Procrastination
Procrastination is a trait a lot of people possess in their everyday lives. However, when it comes to retirement and college planning, you may want to think twice about leaving it for another day. Bill runs down the common traits of procrastination he sees in retirement and college planning and explains the negative impacts this can have on your plan.
Ep 12: Buying a House vs Buying a Diploma
There is a smart way for parents to shop for college. For parents to send their kids to college, the cost can turn out to be their second most expensive expenditure after buying a house. One of the major differences between the two purchases, is that there is a person available who guides the buyer through the home buying process. She is called the Real Estate agent.
Ep 11: Changes Coming to FAFSA
It was announced a few weeks ago that there are some major changes coming for the FAFSA form. When there are revisions, there are often new positives and negatives that emerge. Bill runs us through on the new changes and will discuss how he think these will affect families moving forward.
Ep 10: How COVID Has Impacted College Funding
2020 was the year of people having to pivot and make changes, not only in their personal lives, but also on the business side, due to the ongoing pandemic. The effects of COVID-19 have also impacted the way that colleges factor in financial aid. Parents are now able to bargain more with certain educational institutions since the process of learning has changed. Bill will talk to us about these opportunities and more on today's show.
Ep 9: Why College is So Expensive
For many Americans, college is the second biggest expense they will encounter in their lifetime. But what makes college so expensive? Bill will run through a list of expenses your child can expect to see when they're in college and he will also discuss some proactive planning moves you can do now.
Ep 8: Paying Too Much For A College Degree
When you decide to start shopping around for colleges, the prices of some top Ivy League schools may surprise you. They may actually be able to provide families with a lot more financial aid compared to other universities because of the large endowments that they receive. Bill talks to us today how these endowments can impact the price of college and some things to consider when you are choosing a college.
Ep 7: Digger Deeper Into the FAFSA
We have talked about the FAFSA on a previous podcast, but today we dig a little deeper into this topic. Bill discusses some of the common mistakes he sees when filling out this form and why you should submit as soon as possible.
Ep 6: Determining Your Expected Family Contribution
One of the biggest factors in determining how much you need to pay for college is the expected family contribution. Bill goes over the different ways this may be calculated and provides some helpful tips.
Ep 5: The One Page College Funding Plan
We have spent a lot of time on the podcast talking about the fundamentals of financial aid and estimating the cost of what a college is. But we haven't specifically talked about how to shop for college yet. Bill guides us on how to put together a plan to fund the college expenses and some problems to look out for.
Ep 4: 3 Types of Financial Aid Available
It's no secret that college is expensive and the cost continues to rise as time goes on. But there are ways to get financial aid to help you pay for your child's tuition. Today Bill will talk about the 3 types of financial aid, how you can get it, and the nuances that go along with each one.
Ep 3: What You Need to Know About FAFSA & the CSS Profile
Every college in America requires you to fill out a FAFSA form in order to be eligible for financial aid. In addition, some schools require you to fill out a CSS Profile that goes into even more detail about your financial situation. Bill breaks down what each of these forms are and the type of information they ask you to provide.
Ep 2: How to Use the College Money Report
On today's episode, we discuss the college money report resource on Bill's website. This tool helps parents estimate the different costs of the colleges their child is interested in. Bill talks what information the tool uses and how parents can utilize this resource to weigh out the different costs.